Abfund, EaIndex, Buyebarrel, Empay... ‘Quick Rich Scheme’ With Catchy Names

Everybody gila nak cari duit until sometimes we forget few important element in our life. No, I’m not tried to give life motivation crap. Since I hardly consider myself qualify to motivate anybody. I’m referring to famous investment scheme that hit Malaysian in recent years. Dari office manager sampai ke production line dalam kilang semua eager to taste a bite dalam the latest ‘quick rich scheme’ Aku tak peduli apa mereka labelkan, apa juga mereka namakan, for me its just another scam with better and improve twist. I will not even consider to get myself involve at all. Why? Because not likes others, I love to ask my brain’s nerve to work extra hours.

Most scheme (read, most not all) ask us to dump our hard fought money in USD into their scheme, then after 100 days we will get ridiculously 1.5% to 3% daily profit. We were talking about almost 100% per month and more than 1000% per year..! Isn’t that too good to be true? No legal bank will give us such amount of ROI, why these company different compare to conventional investment company? We can read all their reason from their website, seminar, brochure or what ever promotion tools they use, for me simply bullshit..! Why in most country they declare pyramid scheme as illegal? Tentunya sebab ada pihak menipu dan tertipu. Kan.

We only believe what we see with our own eyes, everybody agree with that, right? So, the main reason why people stop thinking and went to ATM machine widraw their RM is because someone they trust already gets the profit. No way my close friend or sibling lies to me? True, damn true indeed. Aku sendiri ada beberapa kawan baik yang beli kereta dengan duit pelaburan mereka. My answer to that adalah they just plain lucky. As normal pyramid scheme, those yang masuk awal, berada di puncak pyramid will always lucky and potential to become new millionaire if they invest big enough. To try your luck, go and join them. They said, ‘let your money work for you’. For me, money is the easiest worker to be fired since they sit there does nothing and sometimes they gone without even our permission.

For non-muslim , stop reading and thanks for the visit. You have more than 70 other articles to choose from, since I transform myself to unprofessional ustaz now. For those yang dah masuk scheme ini, sorry, just try to ignore what I trying to say. Yup, you guess it right, I don’t think these schemes are halal. Regardless what real ustaz said about it, or few Islamic base website claims. I can cheat myself and accept this money as halal. Maybe ianya memang halal, cuma aku sahaja yang was-was...Why?

1. We just do not know what the hell they use our money for.
2. We have limited information of their investment activity.
3. We have no printed proof where the profit came from.
4. All the company base outside Malaysia and mostly not even in Islamic country, how we ensure they practise halal business?
   

Any investment expert will tell you there are no legal and halal businesses that can guarantee that amount of income to their investor. Even stock commodity market, foreign exchange, petroleum business or anything. Legally, it is impossible.

Also come to my knowledge people said even ASB or any government endorsement scheme are not halal. I not really care, since selagi kerajaan Malaysia said it halal, for me it is halal. Kalau betul tak halal, itu kerajaan Malaysia dibawah kementerian yang berkenaan perlu tanggung. Aku tahu, mencari kebenaran adalah wajib, but we can’t afford to spend our time to dig deep and find out about it. Itu adalah tugas pemerintah yang kita pilih. There is proper procedure and report that our government applies to make sure all activities in Malaysia halal, unless stated so. Jadi, selagi the entire ‘quick rich scheme’ mentioned above tak register and approve by Malaysia government, or be able to come out with proven halal source of income, I will keep my hand close to my money and redha dengan rezeki yang ada sekarang.

Maybe people will say this article is another excuse from coward guy like me. Another prove how person who afraid to take a risk will answer to new challenge in life. Maybe it’s true, but for those yang belum masuk, please take this article under serious consideration.

P/S: Please do not comment this posting just to promote your scheme’s url. Come on, isn’t that lame and ugly?

PP/S: Even if you does promote it here, at least hide the referral code, professional la sikit.

Update (13/04/07):

Majlis Fatwa Sahkan Ianya Haram - Utusan